Neil Campbell on March 27th, 2009

If you’re in serious debt you are likely looking for someone or something that can sort out your debt fast – desperately seeking debt fixers!  There are people that can help you, but the solution won’t always be quick or easy.
Debt Fixers – What Are Your Options?
Doing it yourself – if your debt problem is [...]

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If your partner declares themselves bankrupt and you have a joint home/mortgage then clearly this is going to be a very worrying time.
The good news is that mortgages (being secured debts) are not directly affected by bankruptcy which only applies to unsecured lending (credit cards, personal loans etc.).  As long as you and your partner [...]

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Neil Campbell on September 23rd, 2008

People borrow on credit card because it is easy, once you have the card you can borrow money without having to fill in a form. There is also the temptation to regard the available balance on your credit card(s) as money that you have available to spend, and not consider the monthly interest costs [...]

Continue reading about Credit Card Debt Problems – Why do People Have Them?