The information on this site is base on my own personal experience of having debt problems in the UK and the debt solutions that I chose in the UK. Whilst there might be some information of use to readers from other countries the specifics of any solution relate to the United Kingdom, and specifically England and Wales (Scotland has a different set of rules).
This site is not intended to be legal advice and you should always seek qualified advice before carrying out (or not) any action.






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