Neil Campbell on September 3rd, 2008

A lot of sites concentrate on the practicalities of debt problems and solutions, and there is a lot of this type of information on this site.  However most of them overlook one of the most important and difficult factors:  Why did you get into debt in the first place?
Different Routes to Debt Crisis
When you look [...]

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Neil Campbell on August 31st, 2008

“Declare bankruptcy and all your debt worries will be over.”
“Declare bankruptcy and you will lose your home, you might be put in prison and all of your possessions will be sold to pay your debt.”
Two extreme points of view often held on either the benefits or the perils of declaring bankruptcy. As ever in [...]

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Neil Campbell on August 31st, 2008

photo credit: SqueakyMarmot
If you are worried about your level of credit card debt then there are a number of solutions open to you. Exactly which solution you choose to reduce your credit card debt will depend on the size of the debt, and your income compared with your total outgoings. There are a number [...]

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