A debt crisis is one of those life events that ranks right up there with losing your job or family bereavement for stress creation. I know that when my finances finally went completely out of control it had a terrible affect on my state of mind and my health. If you find yourself in the [...]

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Neil Campbell on April 26th, 2009

3 years ago I was deep in debt and unable to see a way out.  I was being called at home by debt collection agents – I dreaded the phone ringing.  Every day I received threatening letters.  Stress was making me ill and having to admit my situation to my wife was putting my marriage [...]

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Neil Campbell on April 2nd, 2009

Debt collection agencies will often threaten people that owe money with prosecution for fraud.  Unfortunately it is just one of the tactics that they use to frighten people into paying money that they can’t afford. Debt Fraud Prosecution – How Likely Is It? In the UK, prosecution for debt fraud is only likely in the [...]

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