Neil Douglas-Campbell on April 26th, 2009

3 years ago I was deep in debt and unable to see a way out.  I was being called at home by debt collection agents – I dreaded the phone ringing.  Every day I received threatening letters.  Stress was making me ill and having to admit my situation to my wife was putting my marriage [...]

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Neil Douglas-Campbell on April 2nd, 2009

Debt collection agencies will often threaten people that owe money with prosecution for fraud.  Unfortunately it is just one of the tactics that they use to frighten people into paying money that they can’t afford.
Debt Fraud Prosecution – How Likely Is It?
In the UK, prosecution for debt fraud is only likely in the most extreme [...]

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Neil Douglas-Campbell on February 2nd, 2009

There is a lot of talk about debt these days, and a lot of ill-informed comment about why people get into debt. Many people that don’t have any debt seem to be very angry about anyone that does. Most people that get into debt problems are not just reckless, and some are completely blameless. Understanding [...]

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